Most consumers who have below-average credit believe that they have no hope for financing a car and that their only option would be to pay cash for an old, high mileage vehicle. No problem. You don’t need a bank to get the car loan you need. You can visit one of the buy here pay here auto lots in Lake Havasu City, AZ. They aren’t going to automatically deny you if your credit rating is less than ideal.
They evaluate your financial circumstances to figure out the cars for which you meet the criteria.
You want to budget about twenty percent of your monthly income for all of your vehicles, and less than 10% for your auto loan payment itself. If you bring in $2,192 a month (the Lake Havasu City average), this equals $219 every month. If possible, commit even less than 10%.
The Value of Pre-Acceptance
You should not go to multiple different dealerships in an effort for approval. We have extensive relationships with car dealerships that are able to approve you to finance the car you need online.
Buy Here Pay Here Requirements
Asking yourself whether you meet the requirements? The bad credit dealerships in Lake Havasu City, AZ are looking for a monthly income in excess of $1500, coupled with an upfront payment of some sort.
For additional information, follow the link: AZ Buy Here Pay Here Car Lots